by Michele Kubiak | May 5, 2022 | Buyers, Buying Myth, Downpayments, First Time Home Buyers
Buying your first home is a major decision and an exciting milestone. Even though it can feel daunting at times, it has the power to change your life for the better. If you’re looking to purchase your first home, you may be wondering what’s happening in the housing...
by Michele Kubiak | Jan 13, 2022 | Downpayments, Home Buying, Housing Market Updates, Interest Rates, Mortgage Rates
While it’s challenging to buy a home with a down payment, programs exist that allow qualified buyers to put down as little as 3.5%. A VA Loan will let you put down 0%. Why would anyone put down as much as 20%? It Will Lower Your Interest Rate A 20% down payment...
by Michele Kubiak | Nov 11, 2021 | Buyers, Buying Myth, Downpayments
The purpose of Veterans Affairs (VA) home loans is to provide a pathway to homeownership for those who have sacrificed so much by serving our nation. As the Veterans Administration says of the program: “The objective of the VA Home Loan Guaranty program is to help...
by Michele Kubiak | May 6, 2021 | Buyers, Downpayments, First Time Home Buyers
Many people are sitting on the fence trying to decide if now’s the time to buy a home. Some are renters who have a strong desire to become homeowners but are unsure if buying right now makes sense. Others may be homeowners who are realizing that their current home no...
by Michele Kubiak | Mar 9, 2021 | Advice for buyers, Buying a home, Downpayments
The Millenials are no different from the previous generation when it comes to the dream of homeownership. 84% of millennials consider it part of the American Dream, according to the 2020 Millennial Home Buyer Report. There are some hurdles for these Millenials that...
by Michele Kubiak | Jan 22, 2021 | Buyers, Buying Myth, Downpayments, First Time Home Buyers, Infographic
Some Highlights When you’re thinking about buying a home, there are a few key steps to take before you even start to look at houses. From saving for your down payment to getting pre-approved for a mortgage, you’ll want to make sure you keep your financial plan on...